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Do you know anything about this topic? Share your expertise with our thousands of visitors each day by submitting your quality, informative 'Home Buyers Homeowners' article, and if you become a member we will pay you for your unique and original work (note that all submissions are reviewed by our editors). Your Home Buyers Homeowners Guide is Michael Russell. Recent articles submitted to your independent guide to Home Buyers Homeowners 1. Do You Speak Real Estate? - By: Mark Walters Anyone interested in real estate should be able to talk the talk. Here is a list of common phrases and words with a short explanation. Use it as a reference: Adjustable Rate Mortgage (ARM). A type of mortgage loan whose interest rate changes periodically up or down, usual... Featured ArticleHome Buyer: Get A Home Inspection Well, you finally found the perfect home. You are filling outthe purchase sales agreement. You figure you have enough for theearnest money deposit to be placed in escrow and the lender willwant the appraisal fee up front. But now the realtor is advisinggetting a home inspection. That's extra money. The home looksgreat. Besides, won't the appraisal reveal any problems?Buying a home is normally the single most expensive purchase youmake. You want to make sure the condition of the h ...
Read full story 2. Don't Fall For A Lending Scam - By: Martin Lukac It seems as if you can't trust anyone. Believe me -- if it sounds too good to be true, it is. Especially when it comes to money. Don't be fooled by the idea that only the elderly, the young and the desperate are targeted by scams. Everyone can be a target. If you are vulnerabl... 3. Curb Appeal - First Impressions Count When Selling A Condo Or Townhouse - By: Raynor James Curb appeal is the key to selling a townhouse or condo. Since common areas are controlled by a homeowners' association, paying attention to details can make all the difference. Townhouses The same rules that apply to selling a house apply to townhouses except that the scal... 4. The Best Fha Home Loans - By: Jeffrey S. Ragan FINDING THE BEST FHA HOME LOANSFor many, finding the best FHA home loan should not be aproblem. Although there's a number of different kinds of FHAhomes loans, in this article we'll talk about just 2 of them.For most first time home buyers this will suffice.The first will be the FHA 20... 5. Understanding The Home Warranty - By: Cecilia Sherrard If you're buying or selling a home, find out exactly what a home warranty is and how it can protect you. What is a Home Warranty?It is a 1 year service contract that helps protect homeowners against the cost of unexpected repairs and replacements of covered major systems and appliances t... 6. Home Warranties - By: Cecilia Sherrard What is a Home Warranty?It is a 1 year service contract that helps protect homeownersagainst the cost of unexpected repairs and replacements ofcovered major systems and appliances that break from normalusage. What Does a Home Warranty Cover?- Water heater - Heating system/Cooling syste... 7. When In Doubt California Home Sellers Should Make A Complete Disclosure - By: Phyllis Harb Property Condition - Sellers What to Expect During the Inspection Process The Transfer Disclosure Statement (T.D.S.) Perhaps the most important paper you will complete when selling your home Most sellers (other than institutional type) are required by law to disclose facts and defects, w... 8. Estate Auctions - By: Michael Russell Buying a real estate is probably the biggest investment one makes in his lifetime. You have to spend days on end to make sure you have the perfect house of your choice. Buying a house requires a lot of effort on part of the buyer. First you need to allot adequate time and energy to make sure you hav... 9. Real Estate Terms - From Condominiums To Deeds Of Trust - By: Raynor James When buying or selling a property, it always helps to have a basic understanding of real estate terms. In this on going series of articles, we take a look at definitions starting with "condominium." 1) Condominium - A type of ownership in real property where all of the owners in a coll... 10. Your Mansion: Buying A Million Dollar Or More Home - By: Michael Russell Imagine a 7,900-square-foot lakefront mansion in Las Vegas with six bedrooms, an in ground pool and an illustrious landscape available for purchase at a meager one million dollars. Sound impossible? Not if you look into foreclosure properties for sale. Homes like these million dollar mansions can be... 11. Rent To Own / Lease Option Your New Florida Home: Scam Alert - Part 4 - By: Mike Payne Not all Realtors are capable of helping you with the keys to your new home in Florida with rent-to-own, lease-option, or lease-purchase terms. Smooth talking won't do it. Expensive designer clothes won't do it. The most-expensive PDA-cell phone attached t... 12. Lenders Do Not Really Trust You - By: Raynor James Whether you are selling or buying a home, you should always go through an escrow period. Part of the process involves the establishment of a lender account since they do not trust you. Escrow is not a process that is used only in real estate transactions. It is often used in b... 13. Home Owners In Trouble! Real Estate Bubble, Rising Interest, Variable Rate Loans Concern Fed. - By: Greg Bacon Hurricane Katrina, floods, earthquakes, high fuel prices, shrinking pocketbooks, and now, worries over variable interest rate loans are discussions heard throughout the nation. With mounting concerns by the Fed over rising inflation, there is a serious push to increase the current rates... 14. Fha Loans Lower Fees And Raise Acceptance - By: Gary Carraghan FHA mortgage insurance programs assist low and moderate income families become homeowners by lowering some of the costs of their mortgage loans. FHA loans encourage mortgage companies to make loans to otherwise creditworthy borrowers and projects that might not be able to meet conventi... 15. Mortgage Terminology For The First Time Home Buyer - By: Dale Ronewicz Buying a Home for the first time can be a little nerve racking. Mortgage terminology that brokers use everyday can leave you scratching your head or shaking your head pretending that you know what theyre talking about. Here are some mortgage terms and definitions that youll be hearing when shopping ... 16. The Right Time To Buy Your First Home - By: Cecelia G. Taylor There are many real estate market forecasts and predictions available - however the bottom line is that if you want to buy your first home--there is no wrong time. This is because the motivation to buy is not determined by regional market conditions or by location, but rather by your personal needs.... 17. Blame It On The Rain: Protect Your Home With Hurricane, Wind And Flood Insurance - By: Elaine Voncannon Choosing the best insurance policies for your home can cause a lot of confusion. Many homebuyers are not fully educated about the coverage needed to protect a home or real estate investment. Many difficult situations can be caused by natural disasters. If you purchase real estate in or relocate to a... 18. Key Terms To Know When Selling A Home - By: Stuart Glasure There are many important home selling terms to know when thetime comes to put that sign in the yard. The real estate marketcan be tricky, and costly if you make a selling mistake. Thereis so much to know: legal/real estate terms, contracts, listingagreements, disclosure statements, title doc... 19. Buying Foreclosure Homes - You Win By Offering The Homeowner Options - By: George Roddy, Sr. In teaching workshops on how to buy foreclosure homes (often listed on a foreclosure auctions report), I often write on the markerboard in big bold letters, "Gain They're Trust to Close More Deals". The principle of gaining the trust of the homeowner threatened ... 20. Solar Home Lighting - Is It Cost Effective? - By: Michael Russell Whether you agree with the gloom and doom prophecies of global warming or not, most people would agree that it is a good idea to reduce our dependence on fossil fuels. One of the most commonly discussed ways to do this for the home is to set up a solar powered lighting system. Solar ho... 21. Reasons To Refinance Your Home - By: Dave Lewis Many people will take whatever mortgage they can get when trying to purchase a home. Sooner or later, you will start wondering if you can get a better deal. Welcome to the world of refinance. Reasons to Refinance Your Home Traditional mortgages are like any other lo... 22. Land Contracts - By: Paul Anderberg Land Contract Using a land contract (or "contract for deed" or other similarterms) to buy your home is very similar to getting a mortgageloan from a lender and using these funds for your purchase. Someof the terminology is slightly different. The seller is known asthe VENDOR; you, the bu... 23. What To Expect In Closing Costs On A Home Purchase - By: W. Troy Swezey Many are taking advantage of this years low mortgage rates to purchase a home. Pent up with excitement, many families, who have scrimped and saved for a down-payment, jump for joy when the mortgage lender finally approves their application. But, they should realize that theres a ... 24. Key Terms To Know When Buying A Home - By: Stuart Glasure Turn your dream of home ownership or moving up into a reality,but do it right. The real estate market is a difficult one, andshould not be entered casually. There are so many legal/realestate terms, contracts, listing agreements, disclosurestatements, title documents, etc. Getting as muc... 25. Property Disclosures: The Facts - By: Michael Russell If you’re considering selling your home with out the use of a realtor, then you need to understand that there are conditions backed by laws of the state and federal government governing the sale of your home. By following the rules and regulations you will save yourself money, time and later possibl... Please feel free to submit your quality, informative article for our readers. |
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