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Do you know anything about this topic? Share your expertise with our thousands of visitors each day by submitting your quality, informative 'Retirement Personal Growth' article, and if you become a member we will pay you for your unique and original work (note that all submissions are reviewed by our editors). Your Retirement Personal Growth Guide is Michael Russell. Recent articles submitted to your independent guide to Retirement Personal Growth 1. Business Management Skills Tested - By: Kirrily Dear Trends in Small Business Management Skills New data has shown that the majority of business owner-operators neglect their personal needs and have no plan to exit their business upon retirement. The survey indicates that only 37% of owner-operators have planned for their own... Featured ArticleWhy Pain?: An Understanding Of Pain As A Necessary Part Of Personal Growth Champions expect pain, endure pain, and never complain. ---UnknownAfter so many years of studying personal development and thinking that the change I was looking for is going to come from that new book or new audio program, I realized that I was mistaken. The change doesnt come from the audio program or other personal development tools, but rather from how you incorporate the messages of those tools into your life. The message is clear: You will have to decide to change for any sort of program t ...
Read full story 2. Retirement – A New Beginning And A Lifelong Vacati - By: Michael Russell Traditionally retirement has been viewed as the ‘sunset phase’ of life, a time when a hitherto active earning individual finds it necessary to change course, stop working, adopt a leisurely lifestyle and prepare for the eventual reality of departure from this world. In fact the term’ retirement’ car... 3. What Are The Pros And Cons Of The Stock Market? - By: Michael Russell Understanding the nature of the stock market, including its pros and cons, doesn't have to be confusing one. Many people fear that in order for them to know the nature of the stock market, they have to understand a gamut of stock and marketing terms and all that jazz. On the other hand, ... 4. Managing The Income Portfolio - By: Steve Selengut The reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment…i.e., an FDIC insured bank account. Risk comes in various forms, but the average investor’s primary concerns are “credit” and “market”... 5. It Might Not Pay To Delay Director's Fees - By: (see Article) Under the new tax law, however, the advantages of deferred payment may be outweighed by disadvantages. It may no longer pay to wait. Until now, it was smart for a company director to defer receiving director's fees until after retirement, when a lower income tax... 6. Creating Daily Success In Real Estate - By: Dirk Zeller The journey to a successful life should be enjoyed. True success comes from accomplishing the activities daily that will lead you to your ultimate goals in life. Failing or neglecting to accomplish the daily disciplines will lead you down the path of lost opportunities and lost income. If the penalt... 7. Seniors Can Use A Reverse Mortgage To Fund Annuities, Investments, And Insurance Policies. - By: Troy Shellhammer For many seniors in or entering retirement, the prospect of purchasing long-term care, investments or annuities can be cut short by a lack of retirement income. Statistics show that 3 out 4 seniors will have to lower their current standard of living during retirement. Social Security, IRA's, 401k's,... 8. How Does Assisted Living Work? - By: Drew Swanson Assisted living facilities are meant for senior citizens and the disabled who require housing, and assistance with activities of daily living (ADLs) such as bathing, dressing, and assistance with taking medicine. These facilities enable people to follow an independent lifestyle and at th... 9. What Is A 401(k) Plan? - By: Michael Russell The 401(k) retirement plan is funded by employee contribution and a matching employer contribution. The major feature of the plan is that the contributions are taken from pre-taxed salary. The fund accumulates tax-free until it is withdrawn. Most businesses and tax-exempt organizations can create th... 10. Working Seniors - Healthier Seniors - By: Barbara Mascio According to the U.S. Surgeon General, empirical evidence suggests there are three essential elements to successful aging: Avoidance of disease and disability Ongoing cognitive and physical functioning Involvement in interpersonal relationships and productive activities A... 11. Target Retirement Funds, Worth It? - By: Michael Russell For retirement asset management, there are so many investment options for the average shareholder. From small capitalization stock funds to money markets, new people investing in the market will find themselves buried in the details. How does one pick the right funds to save for his or her retireme... 12. Small Business Loans That Are Easier To Get - By: Daniel Lamaute When it comes to small business loans the majority of banks and financial institutions are out of step with the needs of the small business owners. They insist on tying their business loans to assets such as brick, mortar, and equipment. All the while, they... 13. Retirement Announcements - By: Michael Russell Retirement Announcements Comes a time in your life that you dont have to set the alarm anymore or worry about over sleeping and not getting to work on time. You can let everyone know by sending out retirement announcements and even having a party to celebrate the occasion. A variety of re... 14. Investment Politics 2008: What's (left) In Your Wa - By: Steve Selengut The parade of promises is marching down Main Street. For too many months to come, politicians of all descriptions, parties, and ideologies will be courting our votes... they have the cure for all that is wrong in the world, they tell us. With crystal clear hindsight, every candidate criticizes the d... 15. Accountability? Mutual Funds Must Come Clean - By: Marc J. Lane the SEC should deal directly with fund managers' conflicts of interest by requiring funds to disclose the fees they earn from companies in which they invest and highlight the votes they cast in support of the management of those companies The most powerful mutual fund companies ... 16. The Clock Is Ticking: Retirement Planning Later In Your Career - By: Joseph Kenny Are you ready for retirement? Sure, youre mentally prepared to leave the everyday rat race, to throw your alarm clock in the garbage, and to spend your days doing whatever you so please. The question is: are you ready financially? If youre like most Baby Boomers, the answer is probably n... 17. Nurses Are The Largest Single Component Of Any Hospital Staff - The Primary Providers Of Hospital Patient Care - And, They Deliver Most Of The Nation's Nursing Home Care - By: Driskill Nurses are the largest single component of any hospital staff - the primary providers of hospital patient care - and, they deliver most of the nation's nursing home care. For many practicing and retired nurses, the profession has been a very fullfilling one. Increasingly, management-level... 18. Annuities - Fixed And Variable - By: Michael Russell An annuity may be defined as fixed amounts of money paid over a specified period of time. An annuity starts at some date in the future, to coincide with retirement and provide more income to the annuitant or person receiving the payments. Retirement planning should begin several years before your a... 19. Self Employed Planning - By: Michael Russell For the entrepreneur, all aspects of the business become the full control of the business owner. Business owners can micromanage their business endeavors by creating detailed business plans. Business plans project how the business will be handled, what is needed to conduct business... 20. Baby Boomers On Health Issues During Retirement: It Wont Happen To Me - By: (see Article) (ARA) - Baby boomers are growing older, and by 2010, 76 million will begin reaching retirement age. As boomers age, it is expected that 42 percent who reach age 70 will need some form of long term care, such as an in-home caregiver or a nursing home, which is expensive. The average annual cost of ... 21. Nurse Administrators Supervise Nursing Staff, Establish Work Schedules And Budgets, And Maintain Medical Supply Inventories - By: Driskill RNs who work with critically ill patients also may suffer emotional strain from observing patient suffering and from close personal contact with patients families. Patients in hospitals and nursing care facilities require 24-hour care; consequently, nurses in these institutions may work nights, week... 22. Individual Retirement Arrangement - By: Michael Russell An IRA or Individual Retirement Account is an account regarding a plan to retire, which provides certain tax advantages. The Individual Retirement Account as most people call it is legally known as the Individual Retirement Arrangement. This can may be an annuity which is usu... 23. Early Retirement: What You Should Know - By: Michael Russell For many reasons, more and more people are opting to retire at an early age. The growing trend for the retirement is based on the fact that people are enticed to retire early than continue working and wait until they reach their retirement age of 65. In fact, most of the surveys conducted... 24. Investing Upon Retirement - By: Michael Russell There is a lot a person can do even after retirement. It is an end to one chapter in a persons life and the beginning of another. There are many things a person can do such as learn new skills, take classes and be more active with the community. By staying active, ones mental... 25. Finding The Right Place For Retirement Living - By: Michael Russell Some people dream about moving away all of their working lives. Perhaps you want to move to a warmer climate or be closer to loved ones. Whatever your motivation for moving when you retire, youll want to take some time to find the right place for retirement living. The Admini... Please feel free to submit your quality, informative article for our readers. |
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